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In addition to ensuring your cars, home, and other prized possessions, Munn Insurance is committed to helping you and your loved ones stay safe and protected. If the driver you let borrow your car is the one who caused the accident, then they would still be liable even though they are in your car. As a rule, your insurance coverage covers your car, so when you allow your friend to drive your car, then your insurance would likely cover damage done in a car accident that they caused. You might need to call them if they are late returning it. While out and about, your friend is involved in an accident with your vehicle. For information about the categories of personal information collected, the purposes for which it is collected or used and whether that information is sold or shared, visit our Privacy Policy. Your trailer is considered private property so you can use it however you want; that includes lending it to friends or family. MoneyGeek calculated the cost of car insurance by a company in Pennsylvania for one-month, 90-day and six-month policies. If damages exceed your policy limits, your friend's insurance would act as secondary coverage. 4. Is Tech Making income from operations definition Better or Worse? 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